5 wedding nightmares – could you learn from these?
Being a wedding insurance company we are in a unique position in as much that we are guaranteed to hear stories of wedding woe and big-days-gone-wrong. We’ve had a look back at the 20 biggest successful wedding claims from 2014 and handpicked five of the most extreme scenarios and made them into an infographic, in the hope that in sharing these tales of nuptial tragedy you might learn more about what to keep a shrewd eye out for when planning your big day. On the plus side, at least for wedding insurance policyholders, the potential fall-out can be reduced by having wedding insurance in place.
Our top 5 wedding nightmares?
5. Overseas supplier failure – biggest claim: £7,200
One couple were left in the lurch when the owner of their overseas venue was deported for tax dodging. Fortunately, they were able to claim and rearranged their day at a new venue.
4. Lost supplier deposits – biggest claim: £2,899
Supplier deposits were the biggest cause of claims in 2014 (as shown in our recent infographic). One couple discovered this when their caterer failed to show on the day following a seizure. They were saved by the local pub who stepped in and, of course, made a successful insurance claim.
3. Vanishing veil.. or at least the wedding dress – biggest claim: £3,353
In 2014 several of the most expensive successful claims were made due to the financial failure of wedding shops, with one distraught bride-to-be’s supplier vanishing with a dress worth £3,353.
2. Cancellation and rearrangement – biggest claim: £4,363
Cancellation and rearrangement costs made up 21% of all wedding insurance claims in 2014. One notable claim featuring murder on the dancefloor (literally) forcing the venue to close pending further investigation.
1. Unexpected illness and personal accident – biggest claim: £19,176
It is a sad reality that unexpected illnesses, accidents and sudden deaths of members of the wedding party were the cause of 20% of weddings involved in claims being cancelled or rearranged.
Obviously you cannot really plan for any of the above eventualities – the good news for the couples involved was that they had taken out wedding insurance. To find out more click here.