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  Pearl Sapphire Emerald Platinum
Cancellations & Expenses For all irrecoverable expenses in respect of catering, accommodation, transport, flowers, photographs or hired attire incurred due to unexpected cancellation or curtailment, including 50% re-arrangement expenses to avoid cancellation. Please note that our policy excludes any payment exceeding £1,000 paid towards or for your wedding venue or reception before the inception of cover. £7,500 £12,500 £18,000 £25,000
Supplier Deposits We will cover your non-refundable deposits, in the event of financial failure of the suppliers or if the entertainers fail to appear. £2,500 £3,500 £5,000 £8,000
Wedding Cars & Transport Failure of transport due to breakdown, accident or non-appearance when a contract is in force. £1,500 £2,000 £3,000 £5,000
Wedding Attire For loss or damage while in your possession and occurring prior to the wedding commencement (unless hired - max. 48hours after commencement) or financial failure of your suppliers. £3,000 £3,500 £4,000 £6,000
Photographs & Video/DVD For all expenses incurred in the retaking of the official photographs/video/DVD due to loss or damage of film, tape, disc and/or faulty materials or non-appearance of the professional photographer or video/DVD operator. £1,500 £2,000 £3,000 £5,000
Presents For Loss or damage seven days prior to the wedding and up to 24 hours after the ceremony reception at your home/parent's home/reception/or in transit between these locations. £2,000 £2,500 £3,000 £5,000
Rings, Cakes, Stationary & Flowers Rings, Cakes, Stationary and Flowers are covered for loss or damage from the inception of cover up to the beginning of the reception £1,500 £2,000 £3,000 £5,000
Wedding Documents Loss or damage to documents within 7 days of departure to your wedding destination or whilst abroad for your wedding/honeymoon. £500 £750 £1,000 £2,000
Personal Accident For accidental bodily injury resulting in death or permanent total disablement. £10,000 £12,000 £15,000 £15,000
Public Liability Your Legal liability to a third party for the damages and costs arising from an incident at your wedding, reception or evening function. £2 mill £2.25 mill £2.5 mill £3 mill
Legal Expenses Legal costs and expenses incurred by you in defence of a claim for a breach of statutory duty arising from your wedding or reception. £5,000 £7,500 £9,000 £10,000
Venue Decoration Decorations are covered for loss or damage 7 days prior to wedding and up until the reception begins whilst at your home/parent's home/reception/or in transit between these locations. £750 £1,000 £1,500 £2,000
       
Optional Cover Pearl Sapphire Emerald Platinum
Marquee
Ceremonial Swords £20,000      

Excess

The excess is the amount you pay towards a claim. Excess on all sections is £29.